Turn Data Overwhelm Into Decisive Underwriting
UnderwriteX transforms how you assess risk using your own portfolio data. Make faster, sharper decisions with AI-assisted intelligence built for MGAs, insurers and underwriting teams.
of UK general insurance premiums managed by over 350 MGAs
of an underwriter's time lost to manual tasks — not decisions
of insurers still rely on manual processes to generate insight
Insurance Businesses Are Data-Rich But Insight-Poor
The data exists. The insight doesn't.
Quote, policy, claims, broker, and external risk data — most teams are sitting on it.The analysis gap is real.
Without dedicated actuarial or pricing teams, that data stays buried. Expensive to unlock. Easy to ignore.The cost is hidden decisions.
Missed pricing signals. Underperforming portfolios. Risk that looked fine on paper.
Your data. Decoded. Decisions made easier.
UnderwriteX analyses underwriting and portfolio data to help identify:
Profitable segments
Underperforming areas of the portfolio
Claims hotspots
Broker performance trends
Conversion opportunities
Emerging underwriting concerns
Areas requiring pricing review
The platform transforms complex datasets into clear, practical management information that supports underwriting decision-making.
Built for underwriters. Not designed to replace them.
By combining underwriting expertise, analytics and artificial intelligence, UnderwriteX helps identify profitable opportunities, emerging trends and areas of underwriting concern before they impact performance.
How it works
Upload portfolio, claims and quote data from your existing systems. UnderwriteX integrates seamlessly with what you already use.
One
Connect Your Data. Upload portfolio, claims and quote data from your existing systems
Two
UnderwriteX reviews portfolio performance across multiple dimensions including geography, occupancy, claims experience and broker performance.
Three
Receive clear recommendations and management information designed to support better underwriting outcomes.
Gain a clearer understanding of how your portfolio is performing.
Portfolio Intelligence
Gain a clearer understanding of how your portfolio is performing.
- Loss ratio analysis
- Segment profitability
- Regional performance
- Occupancy trends
- Claims frequency
- Severity analysis
Broker Performance Analytics
Identify which broker relationships are driving profitable growth.
- Conversion analysis
- Premium trends
- Loss ratio monitoring
- Broker performance benchmarking
AI-Assisted Insight Generation
Transform complex datasets into understandable business intelligence. Rather than producing spreadsheets alone, UnderwriteX highlights:
- Emerging risks
- Growth opportunities
- Portfolio concentrations
- Potential pricing concerns
- Areas for underwriting review
Management Reporting
Create clear, professional reports for:
- Underwriting committees
- Capacity providers
- Board meetings
- Pricing reviews
- Portfolio performance reviews
Who Is It For?
UnderwriteX serves different insurance businesses at different stages
Managing General Agents (MGAs)
Your portfolio is growing. Your insight isn't keeping pace. UnderwriteX gives you the pricing governance and performance visibility that larger competitors take for granted.
Insurers
Complex books of business generate complex data. Spotting the trends that matter before they become problems requires more than spreadsheets. UnderwriteX surfaces what your data is already telling you.
Capacity Providers
You need confidence in the portfolios you back. UnderwriteX gives you clearer, more consistent visibility into performance so decisions are grounded in evidence, not conversation.
Start-Up Insurance Businesses
Enterprise-level analytics shouldn't require an enterprise-level team. UnderwriteX levels the playing field, giving early-stage businesses access to the insight that's usually reserved for the biggest players in the room.
Why Blackridge Advisory?
UnderwriteX has been developed alongside Blackridge Advisory's underwriting consultancy services.
This combination of technology and practical underwriting experience ensures insights are grounded in real-world underwriting principles rather than theoretical models.
The result is a platform built by insurance practitioners for insurance practitioners.
The Analytical Edge
For Everyone
Our long-term vision is simple:
To provide every MGA and specialist insurer with access to the analytical capabilities of a dedicated pricing, portfolio and underwriting team, regardless of size.
UnderwriteX is the first step towards that future.
Join the Pilot Programme
We are currently engaging with a limited number of insurance businesses to help shape the future development of UnderwriteX.
Register your interest to discuss early access opportunities.