Strategic Advisory That Works

We guide founders and business owners through complex decisions with clarity and precision.

Insurance Advisory Built on Real Experience

We've underwritten portfolios, launched products, and scaled distribution. We know where the friction lives and how to eliminate it. That experience translates into counsel that actually works.

Underwriting & Product Development

New products built to perform. Rating structures that hold up. Policy wordings that mean something. From concept to capacity submission, every stage handled with precision.

MGA & Delegated Authority Consultancy

Building MGA operations requires precision. Business planning, coverholder applications, capacity sourcing, bordereaux frameworks. We handle the structure so you handle the growth.

Capacity and market access

The right capacity partner changes everything. Insurer introductions, business plan development, reinsurance strategy. Relationships that open doors and terms that work.

Strategic business advisory

Growth planning, distribution strategy, operational reviews, M&A support, fractional leadership, board-level counsel. We think beyond the immediate problem.

Technology and AI integration

Underwriting is changing. The businesses that adapt early will lead. Automation, AI-assisted workflows, pricing intelligence, data strategy. Practical solutions that deliver real results.

Commercial property expertise

Commercial property demands specificity. Owners, unoccupied stock, portfolio reviews, pricing strategy, product modernisation. We understand the nuances others miss.

We solve problems others overlook

Who this is for

Established Businesses

You have built something that works. Now something isn't. Maybe a product is underperforming and your capacity provider is starting to ask difficult questions. Maybe you are expanding into a new line and need someone who has done it before to make sure it is done right. Maybe your portfolio needs a rigorous review and an honest assessment, not a comfortable one.

Blackridge Advisory works with MDs, underwriting directors, and senior leaders in brokers, MGAs, and insurers who need expert counsel at board level -- without the overhead of a full-time hire.

This is for you if:
- A scheme or product is not performing and you need to understand why
- You are preparing a capacity submission and want it to land well
- Your underwriting governance or rating structure needs a credible review
- You are considering an acquisition and need experienced due diligence -support
- You want a senior underwriting voice in the room without adding to headcount

Two business men in discussion

Who this is for

Ambitious Starters

You know the market. You have spotted the opportunity. Now you need to build the thing properly -- the business plan, the delegated authority structure, the capacity relationships, the policy wording -- without making the mistakes that derail most early-stage businesses before they get going.

Blackridge Advisory works with brokers, entrepreneurs, and InsurTech founders who are ready to launch and want the kind of guidance that usually only comes from being inside a large firm for decades.

This is for you if:
- You are setting up an MGA and need help with the coverholder application and capacity sourcing
- You have a product idea and need it designed, rated, and ready to go to market
- You are building an InsurTech and need underwriting expertise to validate and shape the proposition
- You want a clear operational framework before you launch, not after

someone writing on a see through white board

Pre-built packages

Transparent pricing. No surprises.

Strategic Insurance Consultancy
Per day
£1,250
+VAT
Access senior underwriting and insurance expertise on a flexible basis. Whether you require support with product development, capacity negotiations, underwriting governance, portfolio reviews or business growth initiatives, Blackridge Advisory provides practical, hands-on guidance tailored to your objectives. Ideal for businesses that need executive-level insurance expertise without the commitment of a full-time hire.
Product and scheme development
Capacity and insurer negotiations
Underwriting audits and reviews
Pricing and portfolio analysis
Strategic growth planning
Board and stakeholder workshops
MGA and delegated authority support
MGA Launch Programme
From
£15,000
+VAT
Launching an MGA requires far more than capacity and a business plan. Blackridge Advisory works alongside founders and investors to develop underwriting strategy, product design, capacity presentations, delegated authority structures and go-to-market plans. From initial concept through to trading readiness, we provide practical guidance designed to accelerate launch timelines and avoid costly mistakes.
Schedule call
Product and proposition review
Capacity submission support
Insurer introductions
Underwriting framework design
Pricing and rating guidance
Operational readiness review
Growth and distribution strategy
Typical engagement: 8-12 weeks
Underwriting Performance Review
From
£7,500
+VAT
Designed for insurers, MGAs and delegated authority businesses seeking an independent assessment of underwriting performance. We conduct a structured review of products, pricing, underwriting controls and portfolio management practices, identifying opportunities to improve profitability, enhance governance and support sustainable growth.
Portfolio review
Underwriting authority assessment
Product and wording review
Pricing and rating analysis
Governance recommendations
Growth opportunity assessment
Executive summary report
Typical engagement: 2-4 weeks

Questions

We answer the questions that matter most to founders and business owners.

When should we engage?

The best time is before the problem becomes urgent. Early engagement means strategy gets shaped rather than damage gets repaired. Whether planning a product launch, restructuring a portfolio, or preparing a capacity submission, the earlier we are involved the better the outcome.

How Does Blackridge Advisory Differ From Other Consultants?

Most consultants operate at a generalist level. Blackridge Advisory brings 20+ years of senior underwriting and delegated authority experience to every engagement. There are no junior handoffs. Every piece of work is handled at director level by someone who has operated inside the market, not just advised around it.

What's your typical engagement look like?

It starts with a discovery call to understand the situation clearly. From there, engagements range from a focused day rate for a specific problem to a longer partnership for something more complex like an MGA setup or product launch. Every engagement begins with a clear brief and agreed outcomes.

Can Blackridge Advisory Work Alongside Our Existing Team?

Yes. Many engagements are structured to complement an existing team rather than replace it. Fractional leadership and board-level advisory work sits alongside internal resource without disruption.

How much does this cost?

Pricing depends on scope and complexity. We're transparent about fees upfront. No surprises, no hidden costs. We discuss what you need and what it costs before we start.

Ready to transform your business?

Let's discuss how Blackridge Advisory can accelerate your growth trajectory.